Split Any Expense
Divide expenses equally, by percentage, or by exact amounts. Works for any group size.
Simple. Smart. Fair Splitting.
Split Expenses Without the Mess
Oweize is the simplest way to split bills, track budgets, and manage your finances with Penny, your AI assistant. Free on all platforms.
Available on iPhone, Android, and any browser.
150+
Countries
5.0
App Store Rating
155+
Currencies Supported
How It Works
Get Started in 3 Simple Steps
Start splitting expenses in under a minute. No complicated setup, no learning curve.
1
Create a Group
Add friends, roommates, or travel companions. Invite them with a link or search by name.
2
Add Expenses
Log expenses as they happen. Assign who paid and select who the expense is split between.
3
Track and Settle
View running balances and settle up when ready. Everyone sees the same totals in real time.
Powerful Features
Everything You Need to Split Fairly
Oweize handles the details so you can focus on the experience, not the math.
Real-Time Balances
See who owes whom at a glance. Balances update instantly as expenses are added or settled.
Budget Tracking
Set spending limits for categories or groups. Track progress and get alerts before you overspend.
Receipt Scanning
Snap a photo of any receipt and Oweize extracts items automatically. Split individual items between people.
Penny AI Assistant
Ask Penny anything about your finances. Get instant answers about spending patterns, balances, and smart suggestions.
Referral Rewards
Invite friends and earn points when they join and connect a bank. Collect points and redeem them for rewards.
Group Management
Create groups for trips, households, or events. Keep expenses organized and see group totals.
Multi-Currency Support
Log expenses in over 155 supported currencies. Balances are tracked in the currency they were recorded in.
Why Oweize
Why People Trust Oweize
Experience smarter, stress-free financial management backed by simplicity, security, and powerful insights.
Save Time on Calculations
Automate your expense splitting and tracking, so you can focus on what matters — not crunching numbers.
Real-Time Financial Clarity
Access up-to-date balances and dashboards anytime, anywhere, giving you full visibility into group finances at a glance.
Stay on Top of Budgets
Set custom budgets and receive smart alerts, helping you control overspending and meet your financial goals with ease.
Plans
Simple, Transparent Pricing
Most features are completely free. Pay only if you need additional bank connections.
Free
$0forever
Everything you need to split expenses, track budgets, and manage your finances.
- Unlimited expenses and groups
- Split with friends
- Multi-currency support
- Receipt scanning
- Recurring expenses
- Penny AI assistant
- Budget tracking with periods
- CSV / PDF statement import
- AI transaction categorization
- Connect 1 bank account
- Automatic daily sync
- Referral rewards program
Bank Add-ons
$0.99USD/ bank / month
Need more than one bank connection? Add additional banks anytime from the app.
- Everything in Free
- Add extra bank connections
- Each bank syncs independently
- Manage connections anytime
- Cancel anytime
CSV Import
Import Any Bank Statement
Upload a CSV from any bank in the world. AI automatically detects your bank format, maps columns, and imports your transactions — no manual setup needed.
United States
ChaseBank of AmericaWells FargoCitiCapital OnePNCUS BankTruist
Canada
RBCTD BankScotiabankBMOCIBC
United Kingdom
HSBCBarclaysLloydsNatWestMonzoRevolut
India
SBIHDFCICICIAxis BankKotak
Australia
CommBankANZWestpacNAB
Europe
Deutsche BankBNP ParibasINGSantanderUBS
And thousands more. If your bank exports CSV, Oweize can import it. Free for all users.
Bank Connections
Automatic Bank Sync
Connect securely via Plaid. Thousands of banks and financial institutions supported across the US and Canada. 1 free bank connection included, add more for $0.99 per bank per month.
Chase
Bank of America
Wells Fargo
Citi
Capital One
TD Bank
PNC
US Bank
Truist
Goldman Sachs
Ally
Discover
RBC
Scotiabank
BMO
CIBC
National Bank
Desjardins
And thousands more banks, credit unions, and financial institutions.
FAQ
Frequently Asked Questions
Got questions? We have answers to help you get started with confidence.
Is Oweize free to use?
Yes. Expense splitting, budget tracking, receipt scanning, Penny AI, and 1 bank connection are all free. Additional bank connections are available as an in-app purchase for $0.99 per bank per month.
How is Oweize different from Splitwise?
Oweize is built for speed and simplicity. It offers Penny AI assistant, receipt scanning, budget tracking, real-time balance syncing across all devices, a referral rewards program, and a clean interface that gets out of your way.
Do all group members need the app?
Yes. All group members need to sign up on Oweize to be part of a group and see shared expenses and balances.
Does Oweize support multiple currencies?
Yes. You can log expenses in over 155 supported currencies. Balances are tracked in the currency they were recorded in.
What is Penny?
Penny is your AI-powered finance assistant built into Oweize. Ask Penny about your spending, balances, or get help splitting expenses. Available to all users.
How do referral rewards work?
Share your referral code with friends. When they sign up and connect a bank account, both of you earn points. Collect points and redeem them for rewards and offers.
How does budget tracking work?
Set spending limits for any category. Track income and expenses with monthly views, import bank statements, and connect your bank for automatic sync. Available to all users for free.
Is my data safe?
Absolutely. Bank connections are handled securely through Plaid -- Oweize never sees or stores your bank credentials. Your expense data is encrypted and stored securely.
Can I use Oweize on my computer?
Yes. Oweize is available on the web at web.oweize.com. It works on any modern browser and syncs with your mobile app data. web.oweize.com
What platforms is Oweize available on?
Oweize is available on iPhone (App Store), Android (Google Play), and any modern web browser.
Start Splitting Expenses Today
Join thousands of people who use Oweize to keep shared spending simple and track budgets effortlessly. Free on all platforms.
Free to use. Works on iPhone, Android, and any web browser.